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I am an old customer of the bank and have found it very troublesome to have had to ask for acknowledgment so many times. It is an unprecedented lack of service and I have found the behavior of the officers very un-co-operative and rude. I have paid the amount cr card bill on due date but next day got msg that the transaction reversed.
Iam a nri customer i have appaliead personal loan before 2 months back right now also i am rounding my branch.they want only deposit our money they cant provide any loans worrest services. The amount shown under a/c details is very much misleading especially the 'Minimum Due' amount. I have made payment as per the minimum due but the bank have charged interest for late payment in my next month statement.
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The value of the American dollar is considerably higher as compared to the Indian Rupee so buying a home in India would be a great opportunity for these NRIs to stay close to their country as well as make an investment for the same purpose. Managing an NRI home loan has become all the more easier with the new and upgraded technology. NRI home loans provide all the necessary facilities to the applicants so that they can avail the home loan in their home country without any hassle.
Before assessing the home loan for the property of your choice you should assess your affordability. This will make sure that you are not overburdened with the loan amount and that the loan is according to your budget. None of your efforts are required in calculating the amount for the repayment. Instead an online EMI calculator can be used by the borrowers to calculate details like loan amount, interest rates, and tenure of the loan as well as the processing charges. The HDFC Limited NRI Home Loan EMI calculator will help you calculate the EMI and accordingly the loan amount can be entered till a suitable EMI is arrived at.
no satisfactory answer by customer care
This fact came to my knowledge only now after about two years when I went to my native place on account of death of my cousin brother. I could not understand this logic and reason please explain. After a week when I visited to branch I was told that I need to submit an ID proof and I was promised that they will process it on the same day. The lies with you people that you can maintain your staff then how you can maintain your customer . You change your rule book like old clothes . Every time you generate new ideas with new conditions.
You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. The customer shall pay the premium amounts directly to the insurance provider, promptly and regularly so as to keep the policy / policies alive at all times during the pendency of the loan.
NRI Home Loan Repayment Optionsfor Salaried Individuals
I was visited as a customer of Hdfc bank, to cancel my DEMAND DRAFT, on that time I fill my DD cancel request form with my mother tongue and submitted in counter, the in-charge of that counter looks me like terrible. If you purchase an under construction property you are generally required to service only the interest on the loan amount drawn till the final disbursement of the loan and pay EMIs thereafter. In case you wish to start principal repayment immediately you may opt to tranche the loan and start paying EMIs on the cumulative amounts disbursed. And hav informed them will do the payment on so n so date.. In this story we detail about HDFC home loan customer care including grievance redressal and toll free numbers. I am Chiranjeevi, employee o Big Bazaar of Tarnaka.
I am getting frustrated with new staff and new rules and regulation. So finally i am thinking to with my account from your esteem bank. Confirmation required which address to be updated.....although my coverletter and application form clearly states it. Even afterthat they are charging interest of rs 7180. When we asked it is the financial charge . All the financial requirements and services provided by iServe financial are available free of cost for the customers and one can avail them without any hesitation.
NRI Home Loan Documentsfor Salaried Individuals
Now i decided to take my money out and close my HDFC account i cant update my new mobile number because of this wonderful NRI Customer service desk representative. My account is being used and the amount is withdrawn with out my authorization, . I am trying connect with HDFC customer care since 3 working says but I am on hold and no one is responding. Complaints can also be registered through visiting branches or by filing a complaint form. Any of the following documents can be submitted- passport, Voter ID, PAN card, allotment letter and Aadhar. One of the most lucrative investments for the NRIs is buying a house in the home country especially when the value of the Indian rupees compared to other currencies is pretty lower.
ACS Debit Return Charges have been deducted from my account without notifying them.And I am calling HDFC Customer Care. I am not being told the solution to my problem. In case of any other banking related assistanceclick here. There are about 1000 products that we offer along with the right mix of finance. We provide you with the most dedicated personnel to take care of all your requirements and provide you with appropriate advice.
Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. In the event that there is no response, applicants may escalate the matter to the Chief Grievance Redressal Officer by specifying the file number, loan account number, mobile number, email address, and serial number. I would be posting this to multiple forums. I'll try my best to let others know about the kind of service HDFC bank proving to its customers. As per transaction list my closing balance and my remaining account balance is not matching.
Instead i lost my hard earned money in the form of finance charges. The prepayment charges are subject to change as per prevailing policies of HDFC and accordingly may vary from time to time which shall be notified on . To address any issues about HDFC Home Loan services, go to the complaints form and fill in the necessary details such as the file number, loan account number, serial number, Email Id, and mobile number. For details on bank account, credit card, loan or any other services dial 1. I am writing today to complain of the poor service, I received from HDFC BANK on JAN 30, 2019.
At that time I was talking about bhatinda 83/1 civil lines branch mr Wasim sidana ji his employee no.is v6006. Frequency of the next month is getting reciprocity. Mr. Ravi Gupta ji also continued to give assurance continuously. Three years have passed but I have not received the payment yet. I am repeatedly urging that my sister is married. Kindly reverse charges and send my card at my office address.
In case you are posted aboard at the time of submission of the loan application and disbursement of the loan, you can avail the loan by appointing a Power of Attorney as per HDFC's format. Your Power of Attorney holder can apply and carry out the formalities on your behalf. You can apply for housing loans at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced. You can even apply for a home loan whilst you are working abroad, to plan for your return to India in future.